If you're planning to buy a home in Surrey, BC, you're not alone — it's one of the fastest-growing cities in the province, and for good reason. From vibrant neighborhoods to great schools and parks, it’s an amazing place to live. But whether you're a first-time buyer or moving within the area, it’s easy to make mistakes that can cost you time, money, and peace of mind.
Here are 5 common home-buying mistakes in Surrey that you’ll want to avoid — and what to do instead.
1. Starting Your Search Without Getting Pre-Approved
You’ve probably heard it before, but it’s worth repeating: get pre-approved for a mortgage before you start looking at homes. Why?
You’ll know exactly what you can afford.
You’ll avoid falling in love with a home that’s outside your budget.
Sellers will take you more seriously — especially in a competitive market like Surrey.
Without pre-approval, you risk wasting time and missing out on homes you could have actually bought.
2. Forgetting About the “Real” Cost of Owning a Home
It’s not just about the listing price. Many buyers focus only on their mortgage payments and forget about:
Property taxes
Strata fees (for condos or townhouses)
Home insurance
Utilities
Maintenance and repairs
Possible renovation costs
Make sure you factor these into your budget. A home might look affordable until you add everything up.
3. Skipping the Home Inspection
In a hot market, some buyers are tempted to skip the home inspection just to get the deal done faster. Don’t do it. Even newer homes can have hidden problems — plumbing, roofing, electrical, or foundation issues.
A few hundred dollars now can save you thousands later. Always get the inspection done.
4. Not Doing Enough Research on the Neighborhood
You might find the perfect house, but what about the area around it? In Surrey, different neighborhoods offer very different lifestyles. Before making an offer, look into:
School catchments
Transit options
Local parks and amenities
Crime rates
Future developments nearbyrive through the area at different times of day. Talk to neighbors if you can. A little research goes a long way.
5. Letting Emotions Take Over
Buying a home is exciting, but it’s also a huge financial decision. Don’t let emotions push you to overpay or ignore red flags.
✅ Stick to your budget.
✅ Know your must-haves and deal-breakers.
✅ Be prepared to walk away if something doesn’t feel right.
Work with The Sidhu Team who know the Surrey market offer honest advice without pressure.
Final Thoughts
Buying a home in Surrey, BC? Avoiding these 5 mistakes can help you make a smart, confident decision — and find a place you’ll truly love.
If you have questions about the market, neighborhoods, or the buying process, feel free to reach out. We are here to help you navigate every step with confidence.
Harjit Sidhu PREC
Pardeep Sidhu Realtor
778 896 2478
Planet Group Realty inc
The Sidhu Team
